David B. Sydney Insurance Agency

Insurance…Let Us Explain It To You

3013 Douglas Blvd Suite #100
Roseville, CA 95661

Phone: 415-258-1703

California Auto Insurance-Low Cost Quotes

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with David Sydney Insurance Agency to determine the best coverages for you.

Insurance for All Kinds of Vehicles!

David B. Sydney Insurance Agency can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us for more information today!

California – How much auto insurance is right for you?

Based in Marin County, but serving California Drivers, we understand the auto insurance needs of our customers.

Auto insurance requirements vary by state. In California, to drive you must carry:

Watch this Brief Video to Learn About California Auto Insurance

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident, whether or not you’re at fault.

If another driver is found to be at fault, then likely, their insurance coverage will pay for the damage, including the deductible.

If another driver is found to be at fault, AND that other driver does not have insurance at the time of the accident, then a provision in California Insurance Law allows for you to have a coverage that will pay the deductible, in addition to the repair of your vehicle.  This provision is called Collision Damage Waiver and is available for an extra cost on your policy when you elect to have Collision Coverage.

Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage component will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive coverage also covers the car, but for events ‘other than collision’.  Vandalism, flood, hurricane, theft, windshield damage and fire are all events usually covered by comprehensive automobile insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

Medical Payments Coverage

Another optional coverage that will pay for you, or other occupants in the vehicle, who are harmed in an auto accident, regardless of fault, and need medical care because of that incident.

Rental Car Reimbursement

This optional coverage can either directly pay for, or give you reimbursement, for the expense of renting a temporary replacement vehicle if your own car cannot be used because of a covered loss.

Every person is uniquetalk to us today to find out how to get the best price and value on auto insurance for you.

Get a Quote

Get a quick comparative quote using our online form or call us at 415-258-1703.

Get a Quote Online Call 415-258-1703

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