Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let us help you find coverage options that protect you, your family, and your personal property.

California – What you need to know about renters insurance

Your personal property protection in your policy covers your ‘things’ (insurance companies call that ’stuff’ contents), which can travel with you wherever you are in the world. Policies generally will pay the full replacement cost of your things that were damaged or stolen without deduction for depreciation, up to the limits and deductibles you select.

Protect Yourself and Your Guests

Your renter’s insurance policy can protect you and your family against bodily injury, property damage claims, and litigation up to the limits you select. And if a visitor is injured in your residence, or by you or a household member, a policy can pay covered medical expenses, up to the limits you select.

Get the Right Amount of Coverage at the Best Price

You start by taking inventory of your possessions, establishing a value that would approximate what it might cost to go out and replace all of your things all at once, in case the worst case scenerio happens.

Once you have that figure, then it’s time to chat with us, choose a deductible that is appropriate for your coverage needs and let us shop from our many representated Renters Insurance Companies.  For your benefit, we have access to a number of different Insurance Companies, allowing us to customize a policy that meets your needs and offers a low price as well.

Extra Coverage Doesn’t Have to Cost a Lot

We can also recommend other coverage that you may want to add to your renters insurance policy. Many people supplement their renters insurance with personal umbrella liability insurance for broader protection. And if you have special possessions such as jewelry, art, antiques, or collectibles, ask about scheduled personal property coverage that comes with no deductible when you experience a covered loss.

Talk with us today to identify the best combination of coverage, value, and price for you. We can help make sure your renters insurance continually meets your needs.